Empowering you with the best mortgage industry advice.
Keep up with the changing landscape of mortgages in the Lower Mainland and British Columbia

SERvices include

First Time Home Buyers

There’s a lot to know when buying your first home. I will guide you through what you can qualify for: First Time Home Buyers government grants and tax incentives and more.

Mortgage Renewals

Over 90% of homeowners sign their mortgage renewals with their existing lender without comparing other rates and products. I can help you evaluate the best products and rates for your needs now.


Whether you are looking to renovate your home, buying a new car, financing a business or tuition or investing in a second property, we can use your home’s equity for a home equity loan.

Debt Consolidation

We can use the equity of your home to reallocate your debt.  Borrowing against your home equity is the most cost effective means of borrowing.

Reverse Mortgages

Take advantage of your home’s equity for additional cash flow. Helping homeowners stay in their own homes without any mortgage payments.

Spousal Buyout

We can explore mortgage financing to buy out a spouse’s equity in a divorce or separation, allowing one spouse to stay in the home.

Carol Cheng Vancouver Mortgage Advisor

Carol Cheng

Senior Mortgage Advisor

With over 15 years of experience in the mortgage industry, I've helped over a thousand clients secure their mortgage. I have extensive experience with various mortgage products and niche properties.

I will always try to offer an unbiased perspective on mortgages.  I want to empower my clients with knowledge to guide them in making the best decision for their unique situation and needs.  With over 35 lenders in my network, I have access to a wide range of mortgage solutions. I'd love to chat and help you achieve your housing goals.

Born and raised in Vancouver, I have watched this city grow over the years. My husband and I, along with our two daughters, and our cat Rumble, call Vancouver home.

Carol Cheng Vancouver Mortgage Advisor

kelly heiydt

Mortgage Advisor

Kelley is a licensed Mortgage Broker with a strong background in Accounting and Finance.  Prior to joining the mortgage industry, Kelley was in the Hospitality Industry for almost two decades as an integral part of the Accounting & Finance Department.  As the Director of Finance for various hotels in the Lower Mainland, she was responsible for making key financial decisions and guided management through the process.  She now applies her financial background and excellent communication skills to help clients find the most suitable mortgage product for their unique circumstances.

Her other full-time job as a mother of two daughters has been her most rewarding and challenging position to date.  In her free time, she enjoys playing a game of poker with friends, reading, and skiing.

Some of our Lenders

Let's talk about your mortgage solutions today

2608 Granville St. Suite 550 Vancouver, BC
the power in numbers
I am able to provide the best mortgage products from the large volume of business in the DLC broker network.